Saving Money When You’re Broke

Financial experts are always advising people to save for various things like retirement and emergencies. But the amounts suggested may seem unrealistic for most people. When you’re living paycheck to paycheck, saving an entire year’s worth of living expenses or a million for retirement seems almost impossible. However, that doesn’t mean you shouldn’t save anything Read More …

Why Millennials aren’t Buying Homes or Having Kids

Millennials (those born in the early 1980’s through the mid-90’s) aren’t buying homes or having kids like previous generations. This information should only be a surprise to people who haven’t been paying any attention to what’s happening in the world. Millennials are just reacting to what we’ve observed and experienced.   We graduated during a Read More …

Tips on Working and Living in an Expensive City

The cost of living in many cities is rising rapidly. Rental costs have increased to the point that many residents can no longer afford housing. However, these areas also hold more job opportunities for entry-level employees than less expensive rural or suburban areas. Therefore, it’s crucial to learn how to live on a modest salary Read More …

Should You Consolidate Your Student Loans?

Many college graduates carry significant student loan debt, often consisting of multiple loans. Loan consolidation can simplify your finances by allowing you to make one payment instead of many. Although loan consolidation isn’t always the best choice, it can benefit certain borrowers. Read on for more information on student loan consolidation, including the advantages and Read More …

The Best Small Businesses for College Students

Hossein Ghodsi via Compfight As a college student, you may want to earn money but can’t find a job that’s flexible enough for your schedule. Self-employment offers more flexibility and independence, however it isn’t always easy. Some small businesses require a considerable investment of money to get started, but not  if you already have a Read More …